LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,492
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,498
−HK$2,038/mo
Today · 4.125%
HK$68,536
baseline
▲ 0.50% · 4.625%
HK$72,706
+HK$4,170/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,072/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,202,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,747
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,671
−HK$1,952/mo
Today · 4.125%
HK$75,623
baseline
▲ 0.50% · 4.625%
HK$79,609
+HK$3,986/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,246/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,202,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,390
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,798
−HK$2,445/mo
Today · 4.125%
HK$82,243
baseline
▲ 0.50% · 4.625%
HK$87,248
+HK$5,005/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,486/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,096
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,405
−HK$2,342/mo
Today · 4.125%
HK$90,747
baseline
▲ 0.50% · 4.625%
HK$95,531
+HK$4,784/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,494/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,289
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,097
−HK$2,854/mo
Today · 4.125%
HK$95,951
baseline
▲ 0.50% · 4.625%
HK$101,789
+HK$5,838/mo
Deposit HK$8.48M · loan HK$19.80M · min. income ≈ HK$191,902/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,445
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,139
−HK$2,733/mo
Today · 4.125%
HK$105,872
baseline
▲ 0.50% · 4.625%
HK$111,453
+HK$5,581/mo
Deposit HK$8.48M · loan HK$19.80M · min. income ≈ HK$211,744/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,085
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$119,696
−HK$3,669/mo
Today · 4.125%
HK$123,365
baseline
▲ 0.50% · 4.625%
HK$130,871
+HK$7,506/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,730/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,144
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$132,607
−HK$3,514/mo
Today · 4.125%
HK$136,121
baseline
▲ 0.50% · 4.625%
HK$143,296
+HK$7,175/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,242/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,016 · Scale 2, in force from 26 Feb 2026)