LTV · monthly repayment
▼ 0.50% · 3.625%
HK$644,936
−HK$40,443/mo
▼ 0.25% · 3.875%
HK$664,997
−HK$20,382/mo
Today · 4.125%
HK$685,379
baseline
▲ 0.50% · 4.625%
HK$727,083
+HK$41,704/mo
Deposit HK$141.42M · loan HK$141.42M · min. income ≈ HK$1,370,758/mo (50% DSR)
Upfront cash ≈ HK$159.80M (deposit + AVD stamp duty HK$18,384,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$717,485
−HK$38,763/mo
▼ 0.25% · 3.875%
HK$736,727
−HK$19,521/mo
Today · 4.125%
HK$756,248
baseline
▲ 0.50% · 4.625%
HK$796,111
+HK$39,863/mo
Deposit HK$141.42M · loan HK$141.42M · min. income ≈ HK$1,512,496/mo (50% DSR)
Upfront cash ≈ HK$159.80M (deposit + AVD stamp duty HK$18,384,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$773,923
−HK$48,532/mo
▼ 0.25% · 3.875%
HK$797,997
−HK$24,458/mo
Today · 4.125%
HK$822,455
baseline
▲ 0.50% · 4.625%
HK$872,499
+HK$50,044/mo
Deposit HK$113.13M · loan HK$169.70M · min. income ≈ HK$1,644,910/mo (50% DSR)
Upfront cash ≈ HK$131.52M (deposit + AVD stamp duty HK$18,384,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$860,982
−HK$46,516/mo
▼ 0.25% · 3.875%
HK$884,073
−HK$23,425/mo
Today · 4.125%
HK$907,498
baseline
▲ 0.50% · 4.625%
HK$955,333
+HK$47,835/mo
Deposit HK$113.13M · loan HK$169.70M · min. income ≈ HK$1,814,996/mo (50% DSR)
Upfront cash ≈ HK$131.52M (deposit + AVD stamp duty HK$18,384,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$902,910
−HK$56,621/mo
▼ 0.25% · 3.875%
HK$930,996
−HK$28,535/mo
Today · 4.125%
HK$959,531
baseline
▲ 0.50% · 4.625%
HK$1,017,916
+HK$58,385/mo
Deposit HK$84.85M · loan HK$197.98M · min. income ≈ HK$1,919,062/mo (50% DSR)
Upfront cash ≈ HK$103.23M (deposit + AVD stamp duty HK$18,384,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,004,479
−HK$54,269/mo
▼ 0.25% · 3.875%
HK$1,031,418
−HK$27,330/mo
Today · 4.125%
HK$1,058,748
baseline
▲ 0.50% · 4.625%
HK$1,114,556
+HK$55,808/mo
Deposit HK$84.85M · loan HK$197.98M · min. income ≈ HK$2,117,496/mo (50% DSR)
Upfront cash ≈ HK$103.23M (deposit + AVD stamp duty HK$18,384,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,160,885
−HK$72,797/mo
▼ 0.25% · 3.875%
HK$1,196,995
−HK$36,687/mo
Today · 4.125%
HK$1,233,682
baseline
▲ 0.50% · 4.625%
HK$1,308,749
+HK$75,067/mo
Deposit HK$28.28M · loan HK$254.55M · min. income ≈ HK$2,467,364/mo (50% DSR)
Upfront cash ≈ HK$46.67M (deposit + AVD stamp duty HK$18,384,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,291,473
−HK$69,774/mo
▼ 0.25% · 3.875%
HK$1,326,109
−HK$35,138/mo
Today · 4.125%
HK$1,361,247
baseline
▲ 0.50% · 4.625%
HK$1,433,000
+HK$71,753/mo
Deposit HK$28.28M · loan HK$254.55M · min. income ≈ HK$2,722,494/mo (50% DSR)
Upfront cash ≈ HK$46.67M (deposit + AVD stamp duty HK$18,384,264 · Scale 2, in force from 26 Feb 2026)