LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,495
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,501
−HK$2,038/mo
Today · 4.125%
HK$68,539
baseline
▲ 0.50% · 4.625%
HK$72,709
+HK$4,170/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,078/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,202,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,750
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,674
−HK$1,952/mo
Today · 4.125%
HK$75,626
baseline
▲ 0.50% · 4.625%
HK$79,612
+HK$3,986/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,252/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,202,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,393
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,801
−HK$2,446/mo
Today · 4.125%
HK$82,247
baseline
▲ 0.50% · 4.625%
HK$87,251
+HK$5,004/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,494/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,099
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,409
−HK$2,342/mo
Today · 4.125%
HK$90,751
baseline
▲ 0.50% · 4.625%
HK$95,535
+HK$4,784/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,502/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,292
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,101
−HK$2,853/mo
Today · 4.125%
HK$95,954
baseline
▲ 0.50% · 4.625%
HK$101,793
+HK$5,839/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$191,908/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,449
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,143
−HK$2,733/mo
Today · 4.125%
HK$105,876
baseline
▲ 0.50% · 4.625%
HK$111,457
+HK$5,581/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$211,752/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,090
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$119,701
−HK$3,669/mo
Today · 4.125%
HK$123,370
baseline
▲ 0.50% · 4.625%
HK$130,877
+HK$7,507/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$246,740/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,149
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$132,613
−HK$3,514/mo
Today · 4.125%
HK$136,127
baseline
▲ 0.50% · 4.625%
HK$143,302
+HK$7,175/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$272,254/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,066 · Scale 2, in force from 26 Feb 2026)