LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,505
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,511
−HK$2,039/mo
Today · 4.125%
HK$68,550
baseline
▲ 0.50% · 4.625%
HK$72,721
+HK$4,171/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,100/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,761
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,686
−HK$1,952/mo
Today · 4.125%
HK$75,638
baseline
▲ 0.50% · 4.625%
HK$79,625
+HK$3,987/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,276/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,406
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,814
−HK$2,446/mo
Today · 4.125%
HK$82,260
baseline
▲ 0.50% · 4.625%
HK$87,265
+HK$5,005/mo
Deposit HK$11.32M · loan HK$16.97M · min. income ≈ HK$164,520/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,113
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,423
−HK$2,343/mo
Today · 4.125%
HK$90,766
baseline
▲ 0.50% · 4.625%
HK$95,550
+HK$4,784/mo
Deposit HK$11.32M · loan HK$16.97M · min. income ≈ HK$181,532/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,307
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,116
−HK$2,854/mo
Today · 4.125%
HK$95,970
baseline
▲ 0.50% · 4.625%
HK$101,809
+HK$5,839/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$191,940/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,465
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,160
−HK$2,733/mo
Today · 4.125%
HK$105,893
baseline
▲ 0.50% · 4.625%
HK$111,475
+HK$5,582/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$211,786/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,109
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$119,720
−HK$3,670/mo
Today · 4.125%
HK$123,390
baseline
▲ 0.50% · 4.625%
HK$130,898
+HK$7,508/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$246,780/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,170
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$132,634
−HK$3,515/mo
Today · 4.125%
HK$136,149
baseline
▲ 0.50% · 4.625%
HK$143,325
+HK$7,176/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$272,298/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,259 · Scale 2, in force from 26 Feb 2026)