LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,507
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,514
−HK$2,038/mo
Today · 4.125%
HK$68,552
baseline
▲ 0.50% · 4.625%
HK$72,724
+HK$4,172/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,104/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,764
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,688
−HK$1,953/mo
Today · 4.125%
HK$75,641
baseline
▲ 0.50% · 4.625%
HK$79,628
+HK$3,987/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,282/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,409
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,816
−HK$2,447/mo
Today · 4.125%
HK$82,263
baseline
▲ 0.50% · 4.625%
HK$87,268
+HK$5,005/mo
Deposit HK$11.32M · loan HK$16.97M · min. income ≈ HK$164,526/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,116
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,426
−HK$2,343/mo
Today · 4.125%
HK$90,769
baseline
▲ 0.50% · 4.625%
HK$95,553
+HK$4,784/mo
Deposit HK$11.32M · loan HK$16.97M · min. income ≈ HK$181,538/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,310
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,119
−HK$2,854/mo
Today · 4.125%
HK$95,973
baseline
▲ 0.50% · 4.625%
HK$101,813
+HK$5,840/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$191,946/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,469
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,163
−HK$2,734/mo
Today · 4.125%
HK$105,897
baseline
▲ 0.50% · 4.625%
HK$111,479
+HK$5,582/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$211,794/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,113
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$119,725
−HK$3,669/mo
Today · 4.125%
HK$123,394
baseline
▲ 0.50% · 4.625%
HK$130,902
+HK$7,508/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$246,788/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,174
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$132,639
−HK$3,514/mo
Today · 4.125%
HK$136,153
baseline
▲ 0.50% · 4.625%
HK$143,330
+HK$7,177/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$272,306/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,300 · Scale 2, in force from 26 Feb 2026)