LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,508
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,515
−HK$2,039/mo
Today · 4.125%
HK$68,554
baseline
▲ 0.50% · 4.625%
HK$72,725
+HK$4,171/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,108/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,765
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,690
−HK$1,952/mo
Today · 4.125%
HK$75,642
baseline
▲ 0.50% · 4.625%
HK$79,629
+HK$3,987/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,284/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,410
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,818
−HK$2,446/mo
Today · 4.125%
HK$82,264
baseline
▲ 0.50% · 4.625%
HK$87,270
+HK$5,006/mo
Deposit HK$11.32M · loan HK$16.97M · min. income ≈ HK$164,528/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,118
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,428
−HK$2,343/mo
Today · 4.125%
HK$90,771
baseline
▲ 0.50% · 4.625%
HK$95,555
+HK$4,784/mo
Deposit HK$11.32M · loan HK$16.97M · min. income ≈ HK$181,542/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,312
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,121
−HK$2,854/mo
Today · 4.125%
HK$95,975
baseline
▲ 0.50% · 4.625%
HK$101,815
+HK$5,840/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$191,950/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,471
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,166
−HK$2,733/mo
Today · 4.125%
HK$105,899
baseline
▲ 0.50% · 4.625%
HK$111,481
+HK$5,582/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$211,798/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,115
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$119,727
−HK$3,670/mo
Today · 4.125%
HK$123,397
baseline
▲ 0.50% · 4.625%
HK$130,905
+HK$7,508/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$246,794/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,177
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$132,641
−HK$3,515/mo
Today · 4.125%
HK$136,156
baseline
▲ 0.50% · 4.625%
HK$143,333
+HK$7,177/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$272,312/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,325 · Scale 2, in force from 26 Feb 2026)