LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,511
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,517
−HK$2,039/mo
Today · 4.125%
HK$68,556
baseline
▲ 0.50% · 4.625%
HK$72,727
+HK$4,171/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,112/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,767
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,692
−HK$1,953/mo
Today · 4.125%
HK$75,645
baseline
▲ 0.50% · 4.625%
HK$79,632
+HK$3,987/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,290/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,413
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,821
−HK$2,446/mo
Today · 4.125%
HK$82,267
baseline
▲ 0.50% · 4.625%
HK$87,273
+HK$5,006/mo
Deposit HK$11.32M · loan HK$16.97M · min. income ≈ HK$164,534/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,121
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,431
−HK$2,343/mo
Today · 4.125%
HK$90,774
baseline
▲ 0.50% · 4.625%
HK$95,559
+HK$4,785/mo
Deposit HK$11.32M · loan HK$16.97M · min. income ≈ HK$181,548/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,315
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,124
−HK$2,854/mo
Today · 4.125%
HK$95,978
baseline
▲ 0.50% · 4.625%
HK$101,818
+HK$5,840/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$191,956/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,474
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,169
−HK$2,734/mo
Today · 4.125%
HK$105,903
baseline
▲ 0.50% · 4.625%
HK$111,485
+HK$5,582/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$211,806/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,119
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$119,731
−HK$3,670/mo
Today · 4.125%
HK$123,401
baseline
▲ 0.50% · 4.625%
HK$130,909
+HK$7,508/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$246,802/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,181
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$132,646
−HK$3,515/mo
Today · 4.125%
HK$136,161
baseline
▲ 0.50% · 4.625%
HK$143,338
+HK$7,177/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$272,322/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,366 · Scale 2, in force from 26 Feb 2026)