LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,514
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,521
−HK$2,039/mo
Today · 4.125%
HK$68,560
baseline
▲ 0.50% · 4.625%
HK$72,732
+HK$4,172/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,120/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,771
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,696
−HK$1,953/mo
Today · 4.125%
HK$75,649
baseline
▲ 0.50% · 4.625%
HK$79,637
+HK$3,988/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,298/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,417
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,825
−HK$2,447/mo
Today · 4.125%
HK$82,272
baseline
▲ 0.50% · 4.625%
HK$87,278
+HK$5,006/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,544/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,126
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,436
−HK$2,343/mo
Today · 4.125%
HK$90,779
baseline
▲ 0.50% · 4.625%
HK$95,564
+HK$4,785/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,558/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,320
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,129
−HK$2,855/mo
Today · 4.125%
HK$95,984
baseline
▲ 0.50% · 4.625%
HK$101,824
+HK$5,840/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$191,968/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,480
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,175
−HK$2,734/mo
Today · 4.125%
HK$105,909
baseline
▲ 0.50% · 4.625%
HK$111,491
+HK$5,582/mo
Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$211,818/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,126
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$119,738
−HK$3,670/mo
Today · 4.125%
HK$123,408
baseline
▲ 0.50% · 4.625%
HK$130,917
+HK$7,509/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$246,816/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,189
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$132,653
−HK$3,515/mo
Today · 4.125%
HK$136,168
baseline
▲ 0.50% · 4.625%
HK$143,346
+HK$7,178/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$272,336/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,432 · Scale 2, in force from 26 Feb 2026)