LTV · monthly repayment
▼ 0.50% · 3.625%
HK$645,162
−HK$40,457/mo
▼ 0.25% · 3.875%
HK$665,230
−HK$20,389/mo
Today · 4.125%
HK$685,619
baseline
▲ 0.50% · 4.625%
HK$727,338
+HK$41,719/mo
Deposit HK$141.47M · loan HK$141.47M · min. income ≈ HK$1,371,238/mo (50% DSR)
Upfront cash ≈ HK$159.86M (deposit + AVD stamp duty HK$18,390,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$717,736
−HK$38,777/mo
▼ 0.25% · 3.875%
HK$736,985
−HK$19,528/mo
Today · 4.125%
HK$756,513
baseline
▲ 0.50% · 4.625%
HK$796,390
+HK$39,877/mo
Deposit HK$141.47M · loan HK$141.47M · min. income ≈ HK$1,513,026/mo (50% DSR)
Upfront cash ≈ HK$159.86M (deposit + AVD stamp duty HK$18,390,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$774,194
−HK$48,549/mo
▼ 0.25% · 3.875%
HK$798,276
−HK$24,467/mo
Today · 4.125%
HK$822,743
baseline
▲ 0.50% · 4.625%
HK$872,805
+HK$50,062/mo
Deposit HK$113.17M · loan HK$169.76M · min. income ≈ HK$1,645,486/mo (50% DSR)
Upfront cash ≈ HK$131.56M (deposit + AVD stamp duty HK$18,390,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$861,283
−HK$46,533/mo
▼ 0.25% · 3.875%
HK$884,383
−HK$23,433/mo
Today · 4.125%
HK$907,816
baseline
▲ 0.50% · 4.625%
HK$955,668
+HK$47,852/mo
Deposit HK$113.17M · loan HK$169.76M · min. income ≈ HK$1,815,632/mo (50% DSR)
Upfront cash ≈ HK$131.56M (deposit + AVD stamp duty HK$18,390,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$903,227
−HK$56,640/mo
▼ 0.25% · 3.875%
HK$931,322
−HK$28,545/mo
Today · 4.125%
HK$959,867
baseline
▲ 0.50% · 4.625%
HK$1,018,273
+HK$58,406/mo
Deposit HK$84.88M · loan HK$198.05M · min. income ≈ HK$1,919,734/mo (50% DSR)
Upfront cash ≈ HK$103.27M (deposit + AVD stamp duty HK$18,390,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,004,831
−HK$54,287/mo
▼ 0.25% · 3.875%
HK$1,031,780
−HK$27,338/mo
Today · 4.125%
HK$1,059,118
baseline
▲ 0.50% · 4.625%
HK$1,114,946
+HK$55,828/mo
Deposit HK$84.88M · loan HK$198.05M · min. income ≈ HK$2,118,236/mo (50% DSR)
Upfront cash ≈ HK$103.27M (deposit + AVD stamp duty HK$18,390,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,161,291
−HK$72,824/mo
▼ 0.25% · 3.875%
HK$1,197,414
−HK$36,701/mo
Today · 4.125%
HK$1,234,115
baseline
▲ 0.50% · 4.625%
HK$1,309,208
+HK$75,093/mo
Deposit HK$28.29M · loan HK$254.64M · min. income ≈ HK$2,468,230/mo (50% DSR)
Upfront cash ≈ HK$46.68M (deposit + AVD stamp duty HK$18,390,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,291,925
−HK$69,799/mo
▼ 0.25% · 3.875%
HK$1,326,574
−HK$35,150/mo
Today · 4.125%
HK$1,361,724
baseline
▲ 0.50% · 4.625%
HK$1,433,502
+HK$71,778/mo
Deposit HK$28.29M · loan HK$254.64M · min. income ≈ HK$2,723,448/mo (50% DSR)
Upfront cash ≈ HK$46.68M (deposit + AVD stamp duty HK$18,390,705 · Scale 2, in force from 26 Feb 2026)