LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,518
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,525
−HK$2,039/mo
Today · 4.125%
HK$68,564
baseline
▲ 0.50% · 4.625%
HK$72,736
+HK$4,172/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,128/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,776
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,701
−HK$1,953/mo
Today · 4.125%
HK$75,654
baseline
▲ 0.50% · 4.625%
HK$79,642
+HK$3,988/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,308/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,422
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,830
−HK$2,447/mo
Today · 4.125%
HK$82,277
baseline
▲ 0.50% · 4.625%
HK$87,284
+HK$5,007/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,554/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,131
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,441
−HK$2,344/mo
Today · 4.125%
HK$90,785
baseline
▲ 0.50% · 4.625%
HK$95,570
+HK$4,785/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,570/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,326
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,136
−HK$2,854/mo
Today · 4.125%
HK$95,990
baseline
▲ 0.50% · 4.625%
HK$101,831
+HK$5,841/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$191,980/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,487
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,182
−HK$2,734/mo
Today · 4.125%
HK$105,916
baseline
▲ 0.50% · 4.625%
HK$111,499
+HK$5,583/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$211,832/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,133
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$119,746
−HK$3,670/mo
Today · 4.125%
HK$123,416
baseline
▲ 0.50% · 4.625%
HK$130,925
+HK$7,509/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$246,832/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,197
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$132,662
−HK$3,515/mo
Today · 4.125%
HK$136,177
baseline
▲ 0.50% · 4.625%
HK$143,355
+HK$7,178/mo
Deposit HK$2.83M · loan HK$25.46M · min. income ≈ HK$272,354/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,512 · Scale 2, in force from 26 Feb 2026)