LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,519
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,526
−HK$2,039/mo
Today · 4.125%
HK$68,565
baseline
▲ 0.50% · 4.625%
HK$72,737
+HK$4,172/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,130/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,777
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,702
−HK$1,953/mo
Today · 4.125%
HK$75,655
baseline
▲ 0.50% · 4.625%
HK$79,642
+HK$3,987/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,310/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,423
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,831
−HK$2,447/mo
Today · 4.125%
HK$82,278
baseline
▲ 0.50% · 4.625%
HK$87,284
+HK$5,006/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,556/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,132
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,442
−HK$2,343/mo
Today · 4.125%
HK$90,785
baseline
▲ 0.50% · 4.625%
HK$95,571
+HK$4,786/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,570/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,326
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,136
−HK$2,855/mo
Today · 4.125%
HK$95,991
baseline
▲ 0.50% · 4.625%
HK$101,832
+HK$5,841/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$191,982/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,487
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,182
−HK$2,734/mo
Today · 4.125%
HK$105,916
baseline
▲ 0.50% · 4.625%
HK$111,499
+HK$5,583/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$211,832/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,134
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$119,746
−HK$3,671/mo
Today · 4.125%
HK$123,417
baseline
▲ 0.50% · 4.625%
HK$130,926
+HK$7,509/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$246,834/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,198
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$132,663
−HK$3,515/mo
Today · 4.125%
HK$136,178
baseline
▲ 0.50% · 4.625%
HK$143,356
+HK$7,178/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$272,356/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,521 · Scale 2, in force from 26 Feb 2026)