LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,521
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,528
−HK$2,039/mo
Today · 4.125%
HK$68,567
baseline
▲ 0.50% · 4.625%
HK$72,739
+HK$4,172/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,134/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,779
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,704
−HK$1,953/mo
Today · 4.125%
HK$75,657
baseline
▲ 0.50% · 4.625%
HK$79,645
+HK$3,988/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,314/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,425
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,834
−HK$2,447/mo
Today · 4.125%
HK$82,281
baseline
▲ 0.50% · 4.625%
HK$87,287
+HK$5,006/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,562/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,135
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,445
−HK$2,343/mo
Today · 4.125%
HK$90,788
baseline
▲ 0.50% · 4.625%
HK$95,574
+HK$4,786/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,576/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,329
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,139
−HK$2,855/mo
Today · 4.125%
HK$95,994
baseline
▲ 0.50% · 4.625%
HK$101,835
+HK$5,841/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$191,988/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,491
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,186
−HK$2,734/mo
Today · 4.125%
HK$105,920
baseline
▲ 0.50% · 4.625%
HK$111,503
+HK$5,583/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$211,840/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,138
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$119,750
−HK$3,671/mo
Today · 4.125%
HK$123,421
baseline
▲ 0.50% · 4.625%
HK$130,931
+HK$7,510/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$246,842/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,202
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$132,667
−HK$3,516/mo
Today · 4.125%
HK$136,183
baseline
▲ 0.50% · 4.625%
HK$143,361
+HK$7,178/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$272,366/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,560 · Scale 2, in force from 26 Feb 2026)