LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,523
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,530
−HK$2,039/mo
Today · 4.125%
HK$68,569
baseline
▲ 0.50% · 4.625%
HK$72,742
+HK$4,173/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,138/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,781
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,707
−HK$1,953/mo
Today · 4.125%
HK$75,660
baseline
▲ 0.50% · 4.625%
HK$79,648
+HK$3,988/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,320/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,428
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,836
−HK$2,447/mo
Today · 4.125%
HK$82,283
baseline
▲ 0.50% · 4.625%
HK$87,290
+HK$5,007/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,566/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,138
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,448
−HK$2,344/mo
Today · 4.125%
HK$90,792
baseline
▲ 0.50% · 4.625%
HK$95,577
+HK$4,785/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,584/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,333
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,142
−HK$2,855/mo
Today · 4.125%
HK$95,997
baseline
▲ 0.50% · 4.625%
HK$101,838
+HK$5,841/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$191,994/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,494
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,189
−HK$2,734/mo
Today · 4.125%
HK$105,923
baseline
▲ 0.50% · 4.625%
HK$111,507
+HK$5,584/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$211,846/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,142
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$119,755
−HK$3,670/mo
Today · 4.125%
HK$123,425
baseline
▲ 0.50% · 4.625%
HK$130,935
+HK$7,510/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$246,850/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,207
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$132,672
−HK$3,515/mo
Today · 4.125%
HK$136,187
baseline
▲ 0.50% · 4.625%
HK$143,366
+HK$7,179/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$272,374/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,601 · Scale 2, in force from 26 Feb 2026)