LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,532
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,540
−HK$2,039/mo
Today · 4.125%
HK$68,579
baseline
▲ 0.50% · 4.625%
HK$72,752
+HK$4,173/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,158/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,792
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,717
−HK$1,953/mo
Today · 4.125%
HK$75,670
baseline
▲ 0.50% · 4.625%
HK$79,659
+HK$3,989/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,340/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,439
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,848
−HK$2,447/mo
Today · 4.125%
HK$82,295
baseline
▲ 0.50% · 4.625%
HK$87,302
+HK$5,007/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,590/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,150
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,460
−HK$2,344/mo
Today · 4.125%
HK$90,804
baseline
▲ 0.50% · 4.625%
HK$95,591
+HK$4,787/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,608/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,345
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,155
−HK$2,856/mo
Today · 4.125%
HK$96,011
baseline
▲ 0.50% · 4.625%
HK$101,853
+HK$5,842/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$192,022/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,508
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,204
−HK$2,734/mo
Today · 4.125%
HK$105,938
baseline
▲ 0.50% · 4.625%
HK$111,522
+HK$5,584/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$211,876/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,158
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,771
−HK$3,671/mo
Today · 4.125%
HK$123,442
baseline
▲ 0.50% · 4.625%
HK$130,953
+HK$7,511/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$246,884/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,225
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$132,691
−HK$3,515/mo
Today · 4.125%
HK$136,206
baseline
▲ 0.50% · 4.625%
HK$143,386
+HK$7,180/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$272,412/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,770 · Scale 2, in force from 26 Feb 2026)