LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,535
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,543
−HK$2,039/mo
Today · 4.125%
HK$68,582
baseline
▲ 0.50% · 4.625%
HK$72,755
+HK$4,173/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,164/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,795
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,721
−HK$1,953/mo
Today · 4.125%
HK$75,674
baseline
▲ 0.50% · 4.625%
HK$79,663
+HK$3,989/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,348/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,443
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,851
−HK$2,448/mo
Today · 4.125%
HK$82,299
baseline
▲ 0.50% · 4.625%
HK$87,307
+HK$5,008/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,598/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,154
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,465
−HK$2,344/mo
Today · 4.125%
HK$90,809
baseline
▲ 0.50% · 4.625%
HK$95,595
+HK$4,786/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,618/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,350
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,160
−HK$2,855/mo
Today · 4.125%
HK$96,015
baseline
▲ 0.50% · 4.625%
HK$101,858
+HK$5,843/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$192,030/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,513
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,209
−HK$2,734/mo
Today · 4.125%
HK$105,943
baseline
▲ 0.50% · 4.625%
HK$111,528
+HK$5,585/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$211,886/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,164
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,777
−HK$3,671/mo
Today · 4.125%
HK$123,448
baseline
▲ 0.50% · 4.625%
HK$130,960
+HK$7,512/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$246,896/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,231
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,697
−HK$3,516/mo
Today · 4.125%
HK$136,213
baseline
▲ 0.50% · 4.625%
HK$143,393
+HK$7,180/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$272,426/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,828 · Scale 2, in force from 26 Feb 2026)