LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,536
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,544
−HK$2,039/mo
Today · 4.125%
HK$68,583
baseline
▲ 0.50% · 4.625%
HK$72,756
+HK$4,173/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,166/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,796
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,722
−HK$1,953/mo
Today · 4.125%
HK$75,675
baseline
▲ 0.50% · 4.625%
HK$79,664
+HK$3,989/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,350/mo (50% DSR)
Upfront cash ≈ HK$15.35M (deposit + AVD stamp duty HK$1,202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,444
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,853
−HK$2,447/mo
Today · 4.125%
HK$82,300
baseline
▲ 0.50% · 4.625%
HK$87,308
+HK$5,008/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,600/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,155
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,466
−HK$2,344/mo
Today · 4.125%
HK$90,810
baseline
▲ 0.50% · 4.625%
HK$95,597
+HK$4,787/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,620/mo (50% DSR)
Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,351
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,161
−HK$2,856/mo
Today · 4.125%
HK$96,017
baseline
▲ 0.50% · 4.625%
HK$101,859
+HK$5,842/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$192,034/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,514
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,210
−HK$2,735/mo
Today · 4.125%
HK$105,945
baseline
▲ 0.50% · 4.625%
HK$111,529
+HK$5,584/mo
Deposit HK$8.49M · loan HK$19.81M · min. income ≈ HK$211,890/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,165
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$119,779
−HK$3,671/mo
Today · 4.125%
HK$123,450
baseline
▲ 0.50% · 4.625%
HK$130,962
+HK$7,512/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$246,900/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,233
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,699
−HK$3,516/mo
Today · 4.125%
HK$136,215
baseline
▲ 0.50% · 4.625%
HK$143,395
+HK$7,180/mo
Deposit HK$2.83M · loan HK$25.47M · min. income ≈ HK$272,430/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,202,845 · Scale 2, in force from 26 Feb 2026)