LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,548
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,556
−HK$2,040/mo
Today · 4.125%
HK$68,596
baseline
▲ 0.50% · 4.625%
HK$72,770
+HK$4,174/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,192/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,810
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,735
−HK$1,954/mo
Today · 4.125%
HK$75,689
baseline
▲ 0.50% · 4.625%
HK$79,679
+HK$3,990/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,378/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,458
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,868
−HK$2,447/mo
Today · 4.125%
HK$82,315
baseline
▲ 0.50% · 4.625%
HK$87,324
+HK$5,009/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,630/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,171
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,483
−HK$2,344/mo
Today · 4.125%
HK$90,827
baseline
▲ 0.50% · 4.625%
HK$95,615
+HK$4,788/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,654/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,368
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,179
−HK$2,856/mo
Today · 4.125%
HK$96,035
baseline
▲ 0.50% · 4.625%
HK$101,878
+HK$5,843/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,070/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,533
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,230
−HK$2,735/mo
Today · 4.125%
HK$105,965
baseline
▲ 0.50% · 4.625%
HK$111,550
+HK$5,585/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,930/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,187
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$119,801
−HK$3,672/mo
Today · 4.125%
HK$123,473
baseline
▲ 0.50% · 4.625%
HK$130,986
+HK$7,513/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,946/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,257
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,724
−HK$3,517/mo
Today · 4.125%
HK$136,241
baseline
▲ 0.50% · 4.625%
HK$143,422
+HK$7,181/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,482/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,071 · Scale 2, in force from 26 Feb 2026)