LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,549
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,557
−HK$2,040/mo
Today · 4.125%
HK$68,597
baseline
▲ 0.50% · 4.625%
HK$72,771
+HK$4,174/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,194/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,810
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,736
−HK$1,954/mo
Today · 4.125%
HK$75,690
baseline
▲ 0.50% · 4.625%
HK$79,680
+HK$3,990/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,380/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,459
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,869
−HK$2,448/mo
Today · 4.125%
HK$82,317
baseline
▲ 0.50% · 4.625%
HK$87,325
+HK$5,008/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$164,634/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,173
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,484
−HK$2,344/mo
Today · 4.125%
HK$90,828
baseline
▲ 0.50% · 4.625%
HK$95,616
+HK$4,788/mo
Deposit HK$11.32M · loan HK$16.98M · min. income ≈ HK$181,656/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,369
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,180
−HK$2,856/mo
Today · 4.125%
HK$96,036
baseline
▲ 0.50% · 4.625%
HK$101,880
+HK$5,844/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,072/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,535
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,231
−HK$2,735/mo
Today · 4.125%
HK$105,966
baseline
▲ 0.50% · 4.625%
HK$111,552
+HK$5,586/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,932/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,189
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$119,803
−HK$3,672/mo
Today · 4.125%
HK$123,475
baseline
▲ 0.50% · 4.625%
HK$130,988
+HK$7,513/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,950/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,259
−HK$6,983/mo
▼ 0.25% · 3.875%
HK$132,725
−HK$3,517/mo
Today · 4.125%
HK$136,242
baseline
▲ 0.50% · 4.625%
HK$143,424
+HK$7,182/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,484/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,087 · Scale 2, in force from 26 Feb 2026)