LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,551
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,558
−HK$2,040/mo
Today · 4.125%
HK$68,598
baseline
▲ 0.50% · 4.625%
HK$72,772
+HK$4,174/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,196/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,812
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,738
−HK$1,954/mo
Today · 4.125%
HK$75,692
baseline
▲ 0.50% · 4.625%
HK$79,681
+HK$3,989/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,384/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,461
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,870
−HK$2,448/mo
Today · 4.125%
HK$82,318
baseline
▲ 0.50% · 4.625%
HK$87,327
+HK$5,009/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$164,636/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,174
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,485
−HK$2,345/mo
Today · 4.125%
HK$90,830
baseline
▲ 0.50% · 4.625%
HK$95,618
+HK$4,788/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$181,660/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,371
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,182
−HK$2,856/mo
Today · 4.125%
HK$96,038
baseline
▲ 0.50% · 4.625%
HK$101,881
+HK$5,843/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,076/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,537
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,233
−HK$2,735/mo
Today · 4.125%
HK$105,968
baseline
▲ 0.50% · 4.625%
HK$111,554
+HK$5,586/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,936/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,191
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$119,805
−HK$3,672/mo
Today · 4.125%
HK$123,477
baseline
▲ 0.50% · 4.625%
HK$130,990
+HK$7,513/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,954/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,261
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,728
−HK$3,517/mo
Today · 4.125%
HK$136,245
baseline
▲ 0.50% · 4.625%
HK$143,427
+HK$7,182/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,490/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,110 · Scale 2, in force from 26 Feb 2026)