LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,552
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,560
−HK$2,040/mo
Today · 4.125%
HK$68,600
baseline
▲ 0.50% · 4.625%
HK$72,774
+HK$4,174/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,200/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,813
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,739
−HK$1,954/mo
Today · 4.125%
HK$75,693
baseline
▲ 0.50% · 4.625%
HK$79,683
+HK$3,990/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,386/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,462
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,872
−HK$2,448/mo
Today · 4.125%
HK$82,320
baseline
▲ 0.50% · 4.625%
HK$87,329
+HK$5,009/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$164,640/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,176
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,487
−HK$2,345/mo
Today · 4.125%
HK$90,832
baseline
▲ 0.50% · 4.625%
HK$95,619
+HK$4,787/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$181,664/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,372
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,183
−HK$2,857/mo
Today · 4.125%
HK$96,040
baseline
▲ 0.50% · 4.625%
HK$101,883
+HK$5,843/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,080/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,538
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,235
−HK$2,735/mo
Today · 4.125%
HK$105,970
baseline
▲ 0.50% · 4.625%
HK$111,556
+HK$5,586/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,940/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,193
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$119,807
−HK$3,672/mo
Today · 4.125%
HK$123,479
baseline
▲ 0.50% · 4.625%
HK$130,993
+HK$7,514/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,958/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,264
−HK$6,983/mo
▼ 0.25% · 3.875%
HK$132,730
−HK$3,517/mo
Today · 4.125%
HK$136,247
baseline
▲ 0.50% · 4.625%
HK$143,429
+HK$7,182/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,494/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,131 · Scale 2, in force from 26 Feb 2026)