LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,553
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,561
−HK$2,040/mo
Today · 4.125%
HK$68,601
baseline
▲ 0.50% · 4.625%
HK$72,776
+HK$4,175/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,202/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,815
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,741
−HK$1,954/mo
Today · 4.125%
HK$75,695
baseline
▲ 0.50% · 4.625%
HK$79,685
+HK$3,990/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,390/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,464
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,874
−HK$2,448/mo
Today · 4.125%
HK$82,322
baseline
▲ 0.50% · 4.625%
HK$87,331
+HK$5,009/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$164,644/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,178
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,489
−HK$2,345/mo
Today · 4.125%
HK$90,834
baseline
▲ 0.50% · 4.625%
HK$95,622
+HK$4,788/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$181,668/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,375
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,186
−HK$2,856/mo
Today · 4.125%
HK$96,042
baseline
▲ 0.50% · 4.625%
HK$101,886
+HK$5,844/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,084/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,541
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,238
−HK$2,735/mo
Today · 4.125%
HK$105,973
baseline
▲ 0.50% · 4.625%
HK$111,559
+HK$5,586/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,946/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,196
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$119,811
−HK$3,672/mo
Today · 4.125%
HK$123,483
baseline
▲ 0.50% · 4.625%
HK$130,996
+HK$7,513/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,966/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,267
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,734
−HK$3,517/mo
Today · 4.125%
HK$136,251
baseline
▲ 0.50% · 4.625%
HK$143,433
+HK$7,182/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,502/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,164 · Scale 2, in force from 26 Feb 2026)