LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,554
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,562
−HK$2,040/mo
Today · 4.125%
HK$68,602
baseline
▲ 0.50% · 4.625%
HK$72,776
+HK$4,174/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$137,204/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,816
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,742
−HK$1,954/mo
Today · 4.125%
HK$75,696
baseline
▲ 0.50% · 4.625%
HK$79,686
+HK$3,990/mo
Deposit HK$14.15M · loan HK$14.15M · min. income ≈ HK$151,392/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,465
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,874
−HK$2,449/mo
Today · 4.125%
HK$82,323
baseline
▲ 0.50% · 4.625%
HK$87,332
+HK$5,009/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$164,646/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,179
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,490
−HK$2,345/mo
Today · 4.125%
HK$90,835
baseline
▲ 0.50% · 4.625%
HK$95,623
+HK$4,788/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$181,670/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,376
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,187
−HK$2,856/mo
Today · 4.125%
HK$96,043
baseline
▲ 0.50% · 4.625%
HK$101,887
+HK$5,844/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,086/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,542
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,238
−HK$2,736/mo
Today · 4.125%
HK$105,974
baseline
▲ 0.50% · 4.625%
HK$111,560
+HK$5,586/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,948/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,197
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$119,812
−HK$3,672/mo
Today · 4.125%
HK$123,484
baseline
▲ 0.50% · 4.625%
HK$130,997
+HK$7,513/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,968/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,268
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,735
−HK$3,517/mo
Today · 4.125%
HK$136,252
baseline
▲ 0.50% · 4.625%
HK$143,434
+HK$7,182/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,504/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,174 · Scale 2, in force from 26 Feb 2026)