LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,555
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,563
−HK$2,040/mo
Today · 4.125%
HK$68,603
baseline
▲ 0.50% · 4.625%
HK$72,777
+HK$4,174/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,206/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,817
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,743
−HK$1,954/mo
Today · 4.125%
HK$75,697
baseline
▲ 0.50% · 4.625%
HK$79,687
+HK$3,990/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,394/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,466
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,876
−HK$2,448/mo
Today · 4.125%
HK$82,324
baseline
▲ 0.50% · 4.625%
HK$87,333
+HK$5,009/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$164,648/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,180
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,491
−HK$2,345/mo
Today · 4.125%
HK$90,836
baseline
▲ 0.50% · 4.625%
HK$95,624
+HK$4,788/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$181,672/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,377
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,188
−HK$2,856/mo
Today · 4.125%
HK$96,044
baseline
▲ 0.50% · 4.625%
HK$101,888
+HK$5,844/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,088/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,543
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,240
−HK$2,736/mo
Today · 4.125%
HK$105,976
baseline
▲ 0.50% · 4.625%
HK$111,562
+HK$5,586/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,952/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,199
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$119,813
−HK$3,673/mo
Today · 4.125%
HK$123,486
baseline
▲ 0.50% · 4.625%
HK$130,999
+HK$7,513/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,972/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,270
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,737
−HK$3,517/mo
Today · 4.125%
HK$136,254
baseline
▲ 0.50% · 4.625%
HK$143,436
+HK$7,182/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,508/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,193 · Scale 2, in force from 26 Feb 2026)