LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,556
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,564
−HK$2,041/mo
Today · 4.125%
HK$68,605
baseline
▲ 0.50% · 4.625%
HK$72,779
+HK$4,174/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,210/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,818
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,744
−HK$1,954/mo
Today · 4.125%
HK$75,698
baseline
▲ 0.50% · 4.625%
HK$79,689
+HK$3,991/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,396/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,468
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,877
−HK$2,449/mo
Today · 4.125%
HK$82,326
baseline
▲ 0.50% · 4.625%
HK$87,335
+HK$5,009/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$164,652/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,182
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,493
−HK$2,345/mo
Today · 4.125%
HK$90,838
baseline
▲ 0.50% · 4.625%
HK$95,626
+HK$4,788/mo
Deposit HK$11.32M · loan HK$16.99M · min. income ≈ HK$181,676/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,379
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,190
−HK$2,857/mo
Today · 4.125%
HK$96,047
baseline
▲ 0.50% · 4.625%
HK$101,891
+HK$5,844/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,094/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,546
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,242
−HK$2,736/mo
Today · 4.125%
HK$105,978
baseline
▲ 0.50% · 4.625%
HK$111,564
+HK$5,586/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,956/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,202
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$119,816
−HK$3,672/mo
Today · 4.125%
HK$123,488
baseline
▲ 0.50% · 4.625%
HK$131,002
+HK$7,514/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,976/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,273
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,740
−HK$3,517/mo
Today · 4.125%
HK$136,257
baseline
▲ 0.50% · 4.625%
HK$143,440
+HK$7,183/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,514/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,219 · Scale 2, in force from 26 Feb 2026)