LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,561
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,569
−HK$2,040/mo
Today · 4.125%
HK$68,609
baseline
▲ 0.50% · 4.625%
HK$72,784
+HK$4,175/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,218/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,823
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,749
−HK$1,955/mo
Today · 4.125%
HK$75,704
baseline
▲ 0.50% · 4.625%
HK$79,694
+HK$3,990/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,408/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,473
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,883
−HK$2,448/mo
Today · 4.125%
HK$82,331
baseline
▲ 0.50% · 4.625%
HK$87,341
+HK$5,010/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$164,662/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,188
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,499
−HK$2,345/mo
Today · 4.125%
HK$90,844
baseline
▲ 0.50% · 4.625%
HK$95,633
+HK$4,789/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$181,688/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,385
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,196
−HK$2,857/mo
Today · 4.125%
HK$96,053
baseline
▲ 0.50% · 4.625%
HK$101,898
+HK$5,845/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,106/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,552
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,249
−HK$2,736/mo
Today · 4.125%
HK$105,985
baseline
▲ 0.50% · 4.625%
HK$111,572
+HK$5,587/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,970/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,209
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$119,824
−HK$3,673/mo
Today · 4.125%
HK$123,497
baseline
▲ 0.50% · 4.625%
HK$131,011
+HK$7,514/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,994/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,282
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,749
−HK$3,517/mo
Today · 4.125%
HK$136,266
baseline
▲ 0.50% · 4.625%
HK$143,449
+HK$7,183/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,532/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,299 · Scale 2, in force from 26 Feb 2026)