LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,562
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,570
−HK$2,041/mo
Today · 4.125%
HK$68,611
baseline
▲ 0.50% · 4.625%
HK$72,785
+HK$4,174/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,222/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,825
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,751
−HK$1,954/mo
Today · 4.125%
HK$75,705
baseline
▲ 0.50% · 4.625%
HK$79,696
+HK$3,991/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,410/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,474
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,884
−HK$2,449/mo
Today · 4.125%
HK$82,333
baseline
▲ 0.50% · 4.625%
HK$87,343
+HK$5,010/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$164,666/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,190
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,501
−HK$2,345/mo
Today · 4.125%
HK$90,846
baseline
▲ 0.50% · 4.625%
HK$95,635
+HK$4,789/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$181,692/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,387
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,198
−HK$2,857/mo
Today · 4.125%
HK$96,055
baseline
▲ 0.50% · 4.625%
HK$101,900
+HK$5,845/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,110/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,554
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,251
−HK$2,736/mo
Today · 4.125%
HK$105,987
baseline
▲ 0.50% · 4.625%
HK$111,574
+HK$5,587/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,974/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,212
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$119,827
−HK$3,672/mo
Today · 4.125%
HK$123,499
baseline
▲ 0.50% · 4.625%
HK$131,014
+HK$7,515/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$246,998/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,284
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$132,752
−HK$3,517/mo
Today · 4.125%
HK$136,269
baseline
▲ 0.50% · 4.625%
HK$143,452
+HK$7,183/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,538/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,325 · Scale 2, in force from 26 Feb 2026)