LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,567
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,575
−HK$2,041/mo
Today · 4.125%
HK$68,616
baseline
▲ 0.50% · 4.625%
HK$72,791
+HK$4,175/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,232/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,830
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,756
−HK$1,954/mo
Today · 4.125%
HK$75,710
baseline
▲ 0.50% · 4.625%
HK$79,701
+HK$3,991/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,420/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,480
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,890
−HK$2,449/mo
Today · 4.125%
HK$82,339
baseline
▲ 0.50% · 4.625%
HK$87,349
+HK$5,010/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$164,678/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,196
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,507
−HK$2,346/mo
Today · 4.125%
HK$90,853
baseline
▲ 0.50% · 4.625%
HK$95,642
+HK$4,789/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$181,706/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,393
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,205
−HK$2,857/mo
Today · 4.125%
HK$96,062
baseline
▲ 0.50% · 4.625%
HK$101,907
+HK$5,845/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,124/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,562
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,259
−HK$2,736/mo
Today · 4.125%
HK$105,995
baseline
▲ 0.50% · 4.625%
HK$111,582
+HK$5,587/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,990/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,220
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$119,835
−HK$3,673/mo
Today · 4.125%
HK$123,508
baseline
▲ 0.50% · 4.625%
HK$131,023
+HK$7,515/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$247,016/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,294
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$132,761
−HK$3,518/mo
Today · 4.125%
HK$136,279
baseline
▲ 0.50% · 4.625%
HK$143,462
+HK$7,183/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,558/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,203,410 · Scale 2, in force from 26 Feb 2026)