LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,567
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,576
−HK$2,040/mo
Today · 4.125%
HK$68,616
baseline
▲ 0.50% · 4.625%
HK$72,792
+HK$4,176/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,232/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,831
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,757
−HK$1,954/mo
Today · 4.125%
HK$75,711
baseline
▲ 0.50% · 4.625%
HK$79,702
+HK$3,991/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,422/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,481
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,891
−HK$2,449/mo
Today · 4.125%
HK$82,340
baseline
▲ 0.50% · 4.625%
HK$87,350
+HK$5,010/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$164,680/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,197
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,509
−HK$2,345/mo
Today · 4.125%
HK$90,854
baseline
▲ 0.50% · 4.625%
HK$95,643
+HK$4,789/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$181,708/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,394
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,206
−HK$2,857/mo
Today · 4.125%
HK$96,063
baseline
▲ 0.50% · 4.625%
HK$101,908
+HK$5,845/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$192,126/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,563
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,260
−HK$2,736/mo
Today · 4.125%
HK$105,996
baseline
▲ 0.50% · 4.625%
HK$111,583
+HK$5,587/mo
Deposit HK$8.49M · loan HK$19.82M · min. income ≈ HK$211,992/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,221
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$119,837
−HK$3,673/mo
Today · 4.125%
HK$123,510
baseline
▲ 0.50% · 4.625%
HK$131,025
+HK$7,515/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$247,020/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,295
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$132,763
−HK$3,518/mo
Today · 4.125%
HK$136,281
baseline
▲ 0.50% · 4.625%
HK$143,464
+HK$7,183/mo
Deposit HK$2.83M · loan HK$25.48M · min. income ≈ HK$272,562/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,425 · Scale 2, in force from 26 Feb 2026)