LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,573
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,581
−HK$2,041/mo
Today · 4.125%
HK$68,622
baseline
▲ 0.50% · 4.625%
HK$72,798
+HK$4,176/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,244/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,837
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,763
−HK$1,955/mo
Today · 4.125%
HK$75,718
baseline
▲ 0.50% · 4.625%
HK$79,709
+HK$3,991/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,436/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,487
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,898
−HK$2,449/mo
Today · 4.125%
HK$82,347
baseline
▲ 0.50% · 4.625%
HK$87,357
+HK$5,010/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$164,694/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,204
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,516
−HK$2,345/mo
Today · 4.125%
HK$90,861
baseline
▲ 0.50% · 4.625%
HK$95,651
+HK$4,790/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$181,722/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,402
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,214
−HK$2,857/mo
Today · 4.125%
HK$96,071
baseline
▲ 0.50% · 4.625%
HK$101,917
+HK$5,846/mo
Deposit HK$8.50M · loan HK$19.82M · min. income ≈ HK$192,142/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,571
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,269
−HK$2,736/mo
Today · 4.125%
HK$106,005
baseline
▲ 0.50% · 4.625%
HK$111,593
+HK$5,588/mo
Deposit HK$8.50M · loan HK$19.82M · min. income ≈ HK$212,010/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,231
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$119,847
−HK$3,673/mo
Today · 4.125%
HK$123,520
baseline
▲ 0.50% · 4.625%
HK$131,036
+HK$7,516/mo
Deposit HK$2.83M · loan HK$25.49M · min. income ≈ HK$247,040/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,306
−HK$6,986/mo
▼ 0.25% · 3.875%
HK$132,774
−HK$3,518/mo
Today · 4.125%
HK$136,292
baseline
▲ 0.50% · 4.625%
HK$143,476
+HK$7,184/mo
Deposit HK$2.83M · loan HK$25.49M · min. income ≈ HK$272,584/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,526 · Scale 2, in force from 26 Feb 2026)