LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,581
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,590
−HK$2,041/mo
Today · 4.125%
HK$68,631
baseline
▲ 0.50% · 4.625%
HK$72,807
+HK$4,176/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,262/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,846
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,773
−HK$1,955/mo
Today · 4.125%
HK$75,728
baseline
▲ 0.50% · 4.625%
HK$79,720
+HK$3,992/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,456/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,498
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,908
−HK$2,450/mo
Today · 4.125%
HK$82,358
baseline
▲ 0.50% · 4.625%
HK$87,369
+HK$5,011/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$164,716/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,215
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,528
−HK$2,345/mo
Today · 4.125%
HK$90,873
baseline
▲ 0.50% · 4.625%
HK$95,663
+HK$4,790/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$181,746/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,414
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,226
−HK$2,858/mo
Today · 4.125%
HK$96,084
baseline
▲ 0.50% · 4.625%
HK$101,930
+HK$5,846/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$192,168/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,585
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,282
−HK$2,737/mo
Today · 4.125%
HK$106,019
baseline
▲ 0.50% · 4.625%
HK$111,607
+HK$5,588/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$212,038/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,247
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$119,863
−HK$3,673/mo
Today · 4.125%
HK$123,536
baseline
▲ 0.50% · 4.625%
HK$131,053
+HK$7,517/mo
Deposit HK$2.83M · loan HK$25.49M · min. income ≈ HK$247,072/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,323
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,792
−HK$3,518/mo
Today · 4.125%
HK$136,310
baseline
▲ 0.50% · 4.625%
HK$143,495
+HK$7,185/mo
Deposit HK$2.83M · loan HK$25.49M · min. income ≈ HK$272,620/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,686 · Scale 2, in force from 26 Feb 2026)