LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,582
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,591
−HK$2,041/mo
Today · 4.125%
HK$68,632
baseline
▲ 0.50% · 4.625%
HK$72,808
+HK$4,176/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,264/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,847
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,774
−HK$1,955/mo
Today · 4.125%
HK$75,729
baseline
▲ 0.50% · 4.625%
HK$79,721
+HK$3,992/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,458/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,203,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,499
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,909
−HK$2,450/mo
Today · 4.125%
HK$82,359
baseline
▲ 0.50% · 4.625%
HK$87,370
+HK$5,011/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$164,718/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,217
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,529
−HK$2,346/mo
Today · 4.125%
HK$90,875
baseline
▲ 0.50% · 4.625%
HK$95,665
+HK$4,790/mo
Deposit HK$11.33M · loan HK$16.99M · min. income ≈ HK$181,750/mo (50% DSR)
Upfront cash ≈ HK$12.53M (deposit + AVD stamp duty HK$1,203,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,415
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,228
−HK$2,857/mo
Today · 4.125%
HK$96,085
baseline
▲ 0.50% · 4.625%
HK$101,932
+HK$5,847/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$192,170/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,586
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,284
−HK$2,736/mo
Today · 4.125%
HK$106,020
baseline
▲ 0.50% · 4.625%
HK$111,609
+HK$5,589/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$212,040/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,248
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$119,864
−HK$3,674/mo
Today · 4.125%
HK$123,538
baseline
▲ 0.50% · 4.625%
HK$131,055
+HK$7,517/mo
Deposit HK$2.83M · loan HK$25.49M · min. income ≈ HK$247,076/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,325
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,793
−HK$3,519/mo
Today · 4.125%
HK$136,312
baseline
▲ 0.50% · 4.625%
HK$143,497
+HK$7,185/mo
Deposit HK$2.83M · loan HK$25.49M · min. income ≈ HK$272,624/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,702 · Scale 2, in force from 26 Feb 2026)