LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,597
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,606
−HK$2,042/mo
Today · 4.125%
HK$68,648
baseline
▲ 0.50% · 4.625%
HK$72,825
+HK$4,177/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,296/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,203,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,864
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,791
−HK$1,955/mo
Today · 4.125%
HK$75,746
baseline
▲ 0.50% · 4.625%
HK$79,739
+HK$3,993/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,492/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,203,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,517
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,928
−HK$2,450/mo
Today · 4.125%
HK$82,378
baseline
▲ 0.50% · 4.625%
HK$87,390
+HK$5,012/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$164,756/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,203,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,236
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,549
−HK$2,347/mo
Today · 4.125%
HK$90,896
baseline
▲ 0.50% · 4.625%
HK$95,687
+HK$4,791/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$181,792/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,203,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,436
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,249
−HK$2,858/mo
Today · 4.125%
HK$96,107
baseline
▲ 0.50% · 4.625%
HK$101,955
+HK$5,848/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$192,214/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,609
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,307
−HK$2,738/mo
Today · 4.125%
HK$106,045
baseline
▲ 0.50% · 4.625%
HK$111,635
+HK$5,590/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$212,090/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,275
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$119,892
−HK$3,674/mo
Today · 4.125%
HK$123,566
baseline
▲ 0.50% · 4.625%
HK$131,085
+HK$7,519/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$247,132/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,355
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$132,824
−HK$3,519/mo
Today · 4.125%
HK$136,343
baseline
▲ 0.50% · 4.625%
HK$143,530
+HK$7,187/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$272,686/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,979 · Scale 2, in force from 26 Feb 2026)