LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,598
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,607
−HK$2,041/mo
Today · 4.125%
HK$68,648
baseline
▲ 0.50% · 4.625%
HK$72,826
+HK$4,178/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$137,296/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,203,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,864
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,792
−HK$1,955/mo
Today · 4.125%
HK$75,747
baseline
▲ 0.50% · 4.625%
HK$79,740
+HK$3,993/mo
Deposit HK$14.16M · loan HK$14.16M · min. income ≈ HK$151,494/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,203,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,517
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,928
−HK$2,450/mo
Today · 4.125%
HK$82,378
baseline
▲ 0.50% · 4.625%
HK$87,391
+HK$5,013/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$164,756/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,203,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,237
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,550
−HK$2,346/mo
Today · 4.125%
HK$90,896
baseline
▲ 0.50% · 4.625%
HK$95,687
+HK$4,791/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$181,792/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,203,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,437
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,250
−HK$2,858/mo
Today · 4.125%
HK$96,108
baseline
▲ 0.50% · 4.625%
HK$101,956
+HK$5,848/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$192,216/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,610
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,308
−HK$2,738/mo
Today · 4.125%
HK$106,046
baseline
▲ 0.50% · 4.625%
HK$111,635
+HK$5,589/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$212,092/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,203,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,276
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$119,893
−HK$3,674/mo
Today · 4.125%
HK$123,567
baseline
▲ 0.50% · 4.625%
HK$131,086
+HK$7,519/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$247,134/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,356
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$132,825
−HK$3,519/mo
Today · 4.125%
HK$136,344
baseline
▲ 0.50% · 4.625%
HK$143,531
+HK$7,187/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$272,688/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,203,988 · Scale 2, in force from 26 Feb 2026)