LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,602
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,612
−HK$2,041/mo
Today · 4.125%
HK$68,653
baseline
▲ 0.50% · 4.625%
HK$72,831
+HK$4,178/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$137,306/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,869
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,797
−HK$1,955/mo
Today · 4.125%
HK$75,752
baseline
▲ 0.50% · 4.625%
HK$79,745
+HK$3,993/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$151,504/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,523
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,934
−HK$2,450/mo
Today · 4.125%
HK$82,384
baseline
▲ 0.50% · 4.625%
HK$87,397
+HK$5,013/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$164,768/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,243
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,556
−HK$2,346/mo
Today · 4.125%
HK$90,902
baseline
▲ 0.50% · 4.625%
HK$95,694
+HK$4,792/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$181,804/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,443
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,256
−HK$2,859/mo
Today · 4.125%
HK$96,115
baseline
▲ 0.50% · 4.625%
HK$101,963
+HK$5,848/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$192,230/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,617
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,315
−HK$2,738/mo
Today · 4.125%
HK$106,053
baseline
▲ 0.50% · 4.625%
HK$111,643
+HK$5,590/mo
Deposit HK$8.50M · loan HK$19.83M · min. income ≈ HK$212,106/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$1,204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,284
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,901
−HK$3,675/mo
Today · 4.125%
HK$123,576
baseline
▲ 0.50% · 4.625%
HK$131,095
+HK$7,519/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$247,152/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,365
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,834
−HK$3,520/mo
Today · 4.125%
HK$136,354
baseline
▲ 0.50% · 4.625%
HK$143,541
+HK$7,187/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$272,708/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,071 · Scale 2, in force from 26 Feb 2026)