LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,614
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,624
−HK$2,042/mo
Today · 4.125%
HK$68,666
baseline
▲ 0.50% · 4.625%
HK$72,844
+HK$4,178/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$137,332/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,204,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,883
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,810
−HK$1,956/mo
Today · 4.125%
HK$75,766
baseline
▲ 0.50% · 4.625%
HK$79,760
+HK$3,994/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$151,532/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,204,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,537
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,949
−HK$2,450/mo
Today · 4.125%
HK$82,399
baseline
▲ 0.50% · 4.625%
HK$87,413
+HK$5,014/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$164,798/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,259
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,572
−HK$2,347/mo
Today · 4.125%
HK$90,919
baseline
▲ 0.50% · 4.625%
HK$95,712
+HK$4,793/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$181,838/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,460
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,274
−HK$2,858/mo
Today · 4.125%
HK$96,132
baseline
▲ 0.50% · 4.625%
HK$101,982
+HK$5,850/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$192,264/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,636
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,335
−HK$2,738/mo
Today · 4.125%
HK$106,073
baseline
▲ 0.50% · 4.625%
HK$111,664
+HK$5,591/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$212,146/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,305
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,923
−HK$3,676/mo
Today · 4.125%
HK$123,599
baseline
▲ 0.50% · 4.625%
HK$131,119
+HK$7,520/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$247,198/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,389
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,859
−HK$3,520/mo
Today · 4.125%
HK$136,379
baseline
▲ 0.50% · 4.625%
HK$143,568
+HK$7,189/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$272,758/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,295 · Scale 2, in force from 26 Feb 2026)