LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,617
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,627
−HK$2,042/mo
Today · 4.125%
HK$68,669
baseline
▲ 0.50% · 4.625%
HK$72,847
+HK$4,178/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$137,338/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,204,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,885
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,813
−HK$1,956/mo
Today · 4.125%
HK$75,769
baseline
▲ 0.50% · 4.625%
HK$79,763
+HK$3,994/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$151,538/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,204,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,540
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,952
−HK$2,451/mo
Today · 4.125%
HK$82,403
baseline
▲ 0.50% · 4.625%
HK$87,417
+HK$5,014/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$164,806/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,263
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,576
−HK$2,347/mo
Today · 4.125%
HK$90,923
baseline
▲ 0.50% · 4.625%
HK$95,716
+HK$4,793/mo
Deposit HK$11.33M · loan HK$17.00M · min. income ≈ HK$181,846/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,463
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,277
−HK$2,859/mo
Today · 4.125%
HK$96,136
baseline
▲ 0.50% · 4.625%
HK$101,986
+HK$5,850/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$192,272/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,640
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,339
−HK$2,738/mo
Today · 4.125%
HK$106,077
baseline
▲ 0.50% · 4.625%
HK$111,668
+HK$5,591/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$212,154/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,310
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,928
−HK$3,676/mo
Today · 4.125%
HK$123,604
baseline
▲ 0.50% · 4.625%
HK$131,125
+HK$7,521/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$247,208/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,394
−HK$6,991/mo
▼ 0.25% · 3.875%
HK$132,864
−HK$3,521/mo
Today · 4.125%
HK$136,385
baseline
▲ 0.50% · 4.625%
HK$143,574
+HK$7,189/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$272,770/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,344 · Scale 2, in force from 26 Feb 2026)