LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,620
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,630
−HK$2,042/mo
Today · 4.125%
HK$68,672
baseline
▲ 0.50% · 4.625%
HK$72,850
+HK$4,178/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$137,344/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,204,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,889
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,817
−HK$1,956/mo
Today · 4.125%
HK$75,773
baseline
▲ 0.50% · 4.625%
HK$79,767
+HK$3,994/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$151,546/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,204,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,544
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,956
−HK$2,450/mo
Today · 4.125%
HK$82,406
baseline
▲ 0.50% · 4.625%
HK$87,420
+HK$5,014/mo
Deposit HK$11.34M · loan HK$17.00M · min. income ≈ HK$164,812/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,266
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,580
−HK$2,347/mo
Today · 4.125%
HK$90,927
baseline
▲ 0.50% · 4.625%
HK$95,720
+HK$4,793/mo
Deposit HK$11.34M · loan HK$17.00M · min. income ≈ HK$181,854/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,467
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,282
−HK$2,859/mo
Today · 4.125%
HK$96,141
baseline
▲ 0.50% · 4.625%
HK$101,990
+HK$5,849/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$192,282/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,644
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,343
−HK$2,739/mo
Today · 4.125%
HK$106,082
baseline
▲ 0.50% · 4.625%
HK$111,673
+HK$5,591/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$212,164/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,315
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,933
−HK$3,676/mo
Today · 4.125%
HK$123,609
baseline
▲ 0.50% · 4.625%
HK$131,131
+HK$7,522/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$247,218/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,400
−HK$6,991/mo
▼ 0.25% · 3.875%
HK$132,870
−HK$3,521/mo
Today · 4.125%
HK$136,391
baseline
▲ 0.50% · 4.625%
HK$143,580
+HK$7,189/mo
Deposit HK$2.83M · loan HK$25.50M · min. income ≈ HK$272,782/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,397 · Scale 2, in force from 26 Feb 2026)