LTV · monthly repayment
▼ 0.50% · 3.625%
HK$646,198
−HK$40,523/mo
▼ 0.25% · 3.875%
HK$666,299
−HK$20,422/mo
Today · 4.125%
HK$686,721
baseline
▲ 0.50% · 4.625%
HK$728,506
+HK$41,785/mo
Deposit HK$141.69M · loan HK$141.69M · min. income ≈ HK$1,373,442/mo (50% DSR)
Upfront cash ≈ HK$160.11M (deposit + AVD stamp duty HK$18,420,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$718,889
−HK$38,840/mo
▼ 0.25% · 3.875%
HK$738,169
−HK$19,560/mo
Today · 4.125%
HK$757,729
baseline
▲ 0.50% · 4.625%
HK$797,669
+HK$39,940/mo
Deposit HK$141.69M · loan HK$141.69M · min. income ≈ HK$1,515,458/mo (50% DSR)
Upfront cash ≈ HK$160.11M (deposit + AVD stamp duty HK$18,420,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$775,438
−HK$48,627/mo
▼ 0.25% · 3.875%
HK$799,559
−HK$24,506/mo
Today · 4.125%
HK$824,065
baseline
▲ 0.50% · 4.625%
HK$874,207
+HK$50,142/mo
Deposit HK$113.36M · loan HK$170.03M · min. income ≈ HK$1,648,130/mo (50% DSR)
Upfront cash ≈ HK$131.78M (deposit + AVD stamp duty HK$18,420,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$862,667
−HK$46,607/mo
▼ 0.25% · 3.875%
HK$885,803
−HK$23,471/mo
Today · 4.125%
HK$909,274
baseline
▲ 0.50% · 4.625%
HK$957,203
+HK$47,929/mo
Deposit HK$113.36M · loan HK$170.03M · min. income ≈ HK$1,818,548/mo (50% DSR)
Upfront cash ≈ HK$131.78M (deposit + AVD stamp duty HK$18,420,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$904,678
−HK$56,731/mo
▼ 0.25% · 3.875%
HK$932,818
−HK$28,591/mo
Today · 4.125%
HK$961,409
baseline
▲ 0.50% · 4.625%
HK$1,019,908
+HK$58,499/mo
Deposit HK$85.02M · loan HK$198.37M · min. income ≈ HK$1,922,818/mo (50% DSR)
Upfront cash ≈ HK$103.44M (deposit + AVD stamp duty HK$18,420,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,006,445
−HK$54,375/mo
▼ 0.25% · 3.875%
HK$1,033,437
−HK$27,383/mo
Today · 4.125%
HK$1,060,820
baseline
▲ 0.50% · 4.625%
HK$1,116,737
+HK$55,917/mo
Deposit HK$85.02M · loan HK$198.37M · min. income ≈ HK$2,121,640/mo (50% DSR)
Upfront cash ≈ HK$103.44M (deposit + AVD stamp duty HK$18,420,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,163,157
−HK$72,940/mo
▼ 0.25% · 3.875%
HK$1,199,338
−HK$36,759/mo
Today · 4.125%
HK$1,236,097
baseline
▲ 0.50% · 4.625%
HK$1,311,311
+HK$75,214/mo
Deposit HK$28.34M · loan HK$255.05M · min. income ≈ HK$2,472,194/mo (50% DSR)
Upfront cash ≈ HK$46.76M (deposit + AVD stamp duty HK$18,420,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,294,001
−HK$69,910/mo
▼ 0.25% · 3.875%
HK$1,328,705
−HK$35,206/mo
Today · 4.125%
HK$1,363,911
baseline
▲ 0.50% · 4.625%
HK$1,435,805
+HK$71,894/mo
Deposit HK$28.34M · loan HK$255.05M · min. income ≈ HK$2,727,822/mo (50% DSR)
Upfront cash ≈ HK$46.76M (deposit + AVD stamp duty HK$18,420,251 · Scale 2, in force from 26 Feb 2026)