LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,629
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,639
−HK$2,043/mo
Today · 4.125%
HK$68,682
baseline
▲ 0.50% · 4.625%
HK$72,861
+HK$4,179/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$137,364/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,899
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,827
−HK$1,957/mo
Today · 4.125%
HK$75,784
baseline
▲ 0.50% · 4.625%
HK$79,778
+HK$3,994/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$151,568/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,555
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,967
−HK$2,451/mo
Today · 4.125%
HK$82,418
baseline
▲ 0.50% · 4.625%
HK$87,433
+HK$5,015/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,836/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,279
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,593
−HK$2,347/mo
Today · 4.125%
HK$90,940
baseline
▲ 0.50% · 4.625%
HK$95,734
+HK$4,794/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,880/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,481
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,295
−HK$2,859/mo
Today · 4.125%
HK$96,154
baseline
▲ 0.50% · 4.625%
HK$102,005
+HK$5,851/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$192,308/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,659
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,358
−HK$2,739/mo
Today · 4.125%
HK$106,097
baseline
▲ 0.50% · 4.625%
HK$111,689
+HK$5,592/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$212,194/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,332
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$119,951
−HK$3,676/mo
Today · 4.125%
HK$123,627
baseline
▲ 0.50% · 4.625%
HK$131,150
+HK$7,523/mo
Deposit HK$2.83M · loan HK$25.51M · min. income ≈ HK$247,254/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,418
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$132,889
−HK$3,521/mo
Today · 4.125%
HK$136,410
baseline
▲ 0.50% · 4.625%
HK$143,601
+HK$7,191/mo
Deposit HK$2.83M · loan HK$25.51M · min. income ≈ HK$272,820/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,571 · Scale 2, in force from 26 Feb 2026)