LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,639
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,650
−HK$2,043/mo
Today · 4.125%
HK$68,693
baseline
▲ 0.50% · 4.625%
HK$72,872
+HK$4,179/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$137,386/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,910
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,839
−HK$1,956/mo
Today · 4.125%
HK$75,795
baseline
▲ 0.50% · 4.625%
HK$79,791
+HK$3,996/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$151,590/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,567
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,980
−HK$2,451/mo
Today · 4.125%
HK$82,431
baseline
▲ 0.50% · 4.625%
HK$87,447
+HK$5,016/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,862/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,292
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,607
−HK$2,348/mo
Today · 4.125%
HK$90,955
baseline
▲ 0.50% · 4.625%
HK$95,749
+HK$4,794/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,910/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,495
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,310
−HK$2,860/mo
Today · 4.125%
HK$96,170
baseline
▲ 0.50% · 4.625%
HK$102,021
+HK$5,851/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$192,340/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,675
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,375
−HK$2,739/mo
Today · 4.125%
HK$106,114
baseline
▲ 0.50% · 4.625%
HK$111,707
+HK$5,593/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$212,228/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,350
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,970
−HK$3,677/mo
Today · 4.125%
HK$123,647
baseline
▲ 0.50% · 4.625%
HK$131,170
+HK$7,523/mo
Deposit HK$2.83M · loan HK$25.51M · min. income ≈ HK$247,294/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,439
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$132,910
−HK$3,522/mo
Today · 4.125%
HK$136,432
baseline
▲ 0.50% · 4.625%
HK$143,623
+HK$7,191/mo
Deposit HK$2.83M · loan HK$25.51M · min. income ≈ HK$272,864/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,761 · Scale 2, in force from 26 Feb 2026)