LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,641
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,652
−HK$2,043/mo
Today · 4.125%
HK$68,695
baseline
▲ 0.50% · 4.625%
HK$72,874
+HK$4,179/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$137,390/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,912
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,841
−HK$1,957/mo
Today · 4.125%
HK$75,798
baseline
▲ 0.50% · 4.625%
HK$79,793
+HK$3,995/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$151,596/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,569
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,982
−HK$2,451/mo
Today · 4.125%
HK$82,433
baseline
▲ 0.50% · 4.625%
HK$87,449
+HK$5,016/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,866/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,295
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,609
−HK$2,348/mo
Today · 4.125%
HK$90,957
baseline
▲ 0.50% · 4.625%
HK$95,752
+HK$4,795/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,914/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,497
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,312
−HK$2,860/mo
Today · 4.125%
HK$96,172
baseline
▲ 0.50% · 4.625%
HK$102,024
+HK$5,852/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$192,344/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,677
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,378
−HK$2,739/mo
Today · 4.125%
HK$106,117
baseline
▲ 0.50% · 4.625%
HK$111,710
+HK$5,593/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$212,234/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,354
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$119,973
−HK$3,677/mo
Today · 4.125%
HK$123,650
baseline
▲ 0.50% · 4.625%
HK$131,174
+HK$7,524/mo
Deposit HK$2.83M · loan HK$25.51M · min. income ≈ HK$247,300/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,442
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,914
−HK$3,522/mo
Today · 4.125%
HK$136,436
baseline
▲ 0.50% · 4.625%
HK$143,628
+HK$7,192/mo
Deposit HK$2.83M · loan HK$25.51M · min. income ≈ HK$272,872/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,796 · Scale 2, in force from 26 Feb 2026)