LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,642
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,652
−HK$2,043/mo
Today · 4.125%
HK$68,695
baseline
▲ 0.50% · 4.625%
HK$72,875
+HK$4,180/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$137,390/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,913
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,842
−HK$1,956/mo
Today · 4.125%
HK$75,798
baseline
▲ 0.50% · 4.625%
HK$79,794
+HK$3,996/mo
Deposit HK$14.17M · loan HK$14.17M · min. income ≈ HK$151,596/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,570
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,983
−HK$2,451/mo
Today · 4.125%
HK$82,434
baseline
▲ 0.50% · 4.625%
HK$87,450
+HK$5,016/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,868/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,296
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,610
−HK$2,348/mo
Today · 4.125%
HK$90,958
baseline
▲ 0.50% · 4.625%
HK$95,752
+HK$4,794/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,916/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,498
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,313
−HK$2,860/mo
Today · 4.125%
HK$96,173
baseline
▲ 0.50% · 4.625%
HK$102,025
+HK$5,852/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$192,346/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,678
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,378
−HK$2,740/mo
Today · 4.125%
HK$106,118
baseline
▲ 0.50% · 4.625%
HK$111,711
+HK$5,593/mo
Deposit HK$8.50M · loan HK$19.84M · min. income ≈ HK$212,236/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,355
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$119,974
−HK$3,677/mo
Today · 4.125%
HK$123,651
baseline
▲ 0.50% · 4.625%
HK$131,175
+HK$7,524/mo
Deposit HK$2.83M · loan HK$25.51M · min. income ≈ HK$247,302/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,443
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,915
−HK$3,522/mo
Today · 4.125%
HK$136,437
baseline
▲ 0.50% · 4.625%
HK$143,629
+HK$7,192/mo
Deposit HK$2.83M · loan HK$25.51M · min. income ≈ HK$272,874/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,806 · Scale 2, in force from 26 Feb 2026)