LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,646
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,656
−HK$2,043/mo
Today · 4.125%
HK$68,699
baseline
▲ 0.50% · 4.625%
HK$72,880
+HK$4,181/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,398/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,918
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,846
−HK$1,957/mo
Today · 4.125%
HK$75,803
baseline
▲ 0.50% · 4.625%
HK$79,799
+HK$3,996/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,606/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,575
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,988
−HK$2,451/mo
Today · 4.125%
HK$82,439
baseline
▲ 0.50% · 4.625%
HK$87,456
+HK$5,017/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,878/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,301
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,616
−HK$2,348/mo
Today · 4.125%
HK$90,964
baseline
▲ 0.50% · 4.625%
HK$95,758
+HK$4,794/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,928/mo (50% DSR)
Upfront cash ≈ HK$12.54M (deposit + AVD stamp duty HK$1,204,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,504
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,319
−HK$2,860/mo
Today · 4.125%
HK$96,179
baseline
▲ 0.50% · 4.625%
HK$102,031
+HK$5,852/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,358/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,685
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,385
−HK$2,739/mo
Today · 4.125%
HK$106,124
baseline
▲ 0.50% · 4.625%
HK$111,718
+HK$5,594/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,248/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,362
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,982
−HK$3,677/mo
Today · 4.125%
HK$123,659
baseline
▲ 0.50% · 4.625%
HK$131,183
+HK$7,524/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,318/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,452
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$132,923
−HK$3,522/mo
Today · 4.125%
HK$136,445
baseline
▲ 0.50% · 4.625%
HK$143,638
+HK$7,193/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,890/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,881 · Scale 2, in force from 26 Feb 2026)