LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,648
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,659
−HK$2,043/mo
Today · 4.125%
HK$68,702
baseline
▲ 0.50% · 4.625%
HK$72,882
+HK$4,180/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,404/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,920
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,849
−HK$1,957/mo
Today · 4.125%
HK$75,806
baseline
▲ 0.50% · 4.625%
HK$79,802
+HK$3,996/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,612/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,578
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,991
−HK$2,451/mo
Today · 4.125%
HK$82,442
baseline
▲ 0.50% · 4.625%
HK$87,459
+HK$5,017/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,884/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,204,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,304
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,619
−HK$2,348/mo
Today · 4.125%
HK$90,967
baseline
▲ 0.50% · 4.625%
HK$95,762
+HK$4,795/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,934/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,204,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,507
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,323
−HK$2,860/mo
Today · 4.125%
HK$96,183
baseline
▲ 0.50% · 4.625%
HK$102,035
+HK$5,852/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,366/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,688
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,389
−HK$2,739/mo
Today · 4.125%
HK$106,128
baseline
▲ 0.50% · 4.625%
HK$111,723
+HK$5,595/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,256/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,367
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,986
−HK$3,678/mo
Today · 4.125%
HK$123,664
baseline
▲ 0.50% · 4.625%
HK$131,188
+HK$7,524/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,328/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,457
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,929
−HK$3,522/mo
Today · 4.125%
HK$136,451
baseline
▲ 0.50% · 4.625%
HK$143,643
+HK$7,192/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,902/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,928 · Scale 2, in force from 26 Feb 2026)