LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,649
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,660
−HK$2,043/mo
Today · 4.125%
HK$68,703
baseline
▲ 0.50% · 4.625%
HK$72,884
+HK$4,181/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,406/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,922
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,851
−HK$1,956/mo
Today · 4.125%
HK$75,807
baseline
▲ 0.50% · 4.625%
HK$79,803
+HK$3,996/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,614/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,579
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,992
−HK$2,452/mo
Today · 4.125%
HK$82,444
baseline
▲ 0.50% · 4.625%
HK$87,461
+HK$5,017/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,888/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,204,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,306
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,621
−HK$2,348/mo
Today · 4.125%
HK$90,969
baseline
▲ 0.50% · 4.625%
HK$95,764
+HK$4,795/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,938/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,204,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,509
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,324
−HK$2,861/mo
Today · 4.125%
HK$96,185
baseline
▲ 0.50% · 4.625%
HK$102,037
+HK$5,852/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,370/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,690
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,391
−HK$2,739/mo
Today · 4.125%
HK$106,130
baseline
▲ 0.50% · 4.625%
HK$111,725
+HK$5,595/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,260/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,369
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,988
−HK$3,678/mo
Today · 4.125%
HK$123,666
baseline
▲ 0.50% · 4.625%
HK$131,191
+HK$7,525/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,332/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,459
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,931
−HK$3,522/mo
Today · 4.125%
HK$136,453
baseline
▲ 0.50% · 4.625%
HK$143,646
+HK$7,193/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,906/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,950 · Scale 2, in force from 26 Feb 2026)