LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,650
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,661
−HK$2,044/mo
Today · 4.125%
HK$68,705
baseline
▲ 0.50% · 4.625%
HK$72,885
+HK$4,180/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,410/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,923
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,852
−HK$1,957/mo
Today · 4.125%
HK$75,809
baseline
▲ 0.50% · 4.625%
HK$79,805
+HK$3,996/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,618/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,204,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,581
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,994
−HK$2,451/mo
Today · 4.125%
HK$82,445
baseline
▲ 0.50% · 4.625%
HK$87,462
+HK$5,017/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,890/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,204,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,308
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,622
−HK$2,348/mo
Today · 4.125%
HK$90,970
baseline
▲ 0.50% · 4.625%
HK$95,766
+HK$4,796/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,940/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,204,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,511
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,326
−HK$2,860/mo
Today · 4.125%
HK$96,186
baseline
▲ 0.50% · 4.625%
HK$102,039
+HK$5,853/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,372/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,692
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,393
−HK$2,739/mo
Today · 4.125%
HK$106,132
baseline
▲ 0.50% · 4.625%
HK$111,727
+HK$5,595/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,264/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,204,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,371
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,991
−HK$3,677/mo
Today · 4.125%
HK$123,668
baseline
▲ 0.50% · 4.625%
HK$131,193
+HK$7,525/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,336/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,461
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,933
−HK$3,523/mo
Today · 4.125%
HK$136,456
baseline
▲ 0.50% · 4.625%
HK$143,648
+HK$7,192/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,912/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,204,972 · Scale 2, in force from 26 Feb 2026)