LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,652
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,663
−HK$2,043/mo
Today · 4.125%
HK$68,706
baseline
▲ 0.50% · 4.625%
HK$72,887
+HK$4,181/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,412/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,925
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,854
−HK$1,957/mo
Today · 4.125%
HK$75,811
baseline
▲ 0.50% · 4.625%
HK$79,807
+HK$3,996/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,622/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,583
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,996
−HK$2,452/mo
Today · 4.125%
HK$82,448
baseline
▲ 0.50% · 4.625%
HK$87,464
+HK$5,016/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,896/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,310
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,625
−HK$2,348/mo
Today · 4.125%
HK$90,973
baseline
▲ 0.50% · 4.625%
HK$95,768
+HK$4,795/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,946/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,513
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,328
−HK$2,861/mo
Today · 4.125%
HK$96,189
baseline
▲ 0.50% · 4.625%
HK$102,042
+HK$5,853/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,378/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,695
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,395
−HK$2,740/mo
Today · 4.125%
HK$106,135
baseline
▲ 0.50% · 4.625%
HK$111,729
+HK$5,594/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,270/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,374
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,994
−HK$3,677/mo
Today · 4.125%
HK$123,671
baseline
▲ 0.50% · 4.625%
HK$131,197
+HK$7,526/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,342/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,465
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,937
−HK$3,522/mo
Today · 4.125%
HK$136,459
baseline
▲ 0.50% · 4.625%
HK$143,652
+HK$7,193/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,918/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,003 · Scale 2, in force from 26 Feb 2026)