LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,653
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,664
−HK$2,044/mo
Today · 4.125%
HK$68,708
baseline
▲ 0.50% · 4.625%
HK$72,888
+HK$4,180/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,416/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,926
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,855
−HK$1,957/mo
Today · 4.125%
HK$75,812
baseline
▲ 0.50% · 4.625%
HK$79,808
+HK$3,996/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,624/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,584
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,997
−HK$2,452/mo
Today · 4.125%
HK$82,449
baseline
▲ 0.50% · 4.625%
HK$87,466
+HK$5,017/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,898/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,311
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,626
−HK$2,349/mo
Today · 4.125%
HK$90,975
baseline
▲ 0.50% · 4.625%
HK$95,770
+HK$4,795/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,950/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,515
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,330
−HK$2,861/mo
Today · 4.125%
HK$96,191
baseline
▲ 0.50% · 4.625%
HK$102,044
+HK$5,853/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,382/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,697
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,397
−HK$2,740/mo
Today · 4.125%
HK$106,137
baseline
▲ 0.50% · 4.625%
HK$111,732
+HK$5,595/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,274/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,376
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$119,996
−HK$3,678/mo
Today · 4.125%
HK$123,674
baseline
▲ 0.50% · 4.625%
HK$131,199
+HK$7,525/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,348/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,467
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,939
−HK$3,523/mo
Today · 4.125%
HK$136,462
baseline
▲ 0.50% · 4.625%
HK$143,655
+HK$7,193/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,924/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,026 · Scale 2, in force from 26 Feb 2026)