LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,654
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,665
−HK$2,043/mo
Today · 4.125%
HK$68,708
baseline
▲ 0.50% · 4.625%
HK$72,889
+HK$4,181/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,416/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,927
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,856
−HK$1,957/mo
Today · 4.125%
HK$75,813
baseline
▲ 0.50% · 4.625%
HK$79,809
+HK$3,996/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,626/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,585
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,998
−HK$2,452/mo
Today · 4.125%
HK$82,450
baseline
▲ 0.50% · 4.625%
HK$87,467
+HK$5,017/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,900/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,312
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,627
−HK$2,349/mo
Today · 4.125%
HK$90,976
baseline
▲ 0.50% · 4.625%
HK$95,771
+HK$4,795/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,952/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,516
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,331
−HK$2,861/mo
Today · 4.125%
HK$96,192
baseline
▲ 0.50% · 4.625%
HK$102,045
+HK$5,853/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,384/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,698
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,398
−HK$2,740/mo
Today · 4.125%
HK$106,138
baseline
▲ 0.50% · 4.625%
HK$111,733
+HK$5,595/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,276/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,377
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$119,997
−HK$3,678/mo
Today · 4.125%
HK$123,675
baseline
▲ 0.50% · 4.625%
HK$131,201
+HK$7,526/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,350/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,469
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,941
−HK$3,522/mo
Today · 4.125%
HK$136,463
baseline
▲ 0.50% · 4.625%
HK$143,657
+HK$7,194/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,926/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,039 · Scale 2, in force from 26 Feb 2026)