LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,660
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,671
−HK$2,043/mo
Today · 4.125%
HK$68,714
baseline
▲ 0.50% · 4.625%
HK$72,895
+HK$4,181/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$137,428/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,933
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,862
−HK$1,957/mo
Today · 4.125%
HK$75,819
baseline
▲ 0.50% · 4.625%
HK$79,816
+HK$3,997/mo
Deposit HK$14.18M · loan HK$14.18M · min. income ≈ HK$151,638/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,205,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,591
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,005
−HK$2,452/mo
Today · 4.125%
HK$82,457
baseline
▲ 0.50% · 4.625%
HK$87,474
+HK$5,017/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$164,914/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,320
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,635
−HK$2,348/mo
Today · 4.125%
HK$90,983
baseline
▲ 0.50% · 4.625%
HK$95,779
+HK$4,796/mo
Deposit HK$11.34M · loan HK$17.01M · min. income ≈ HK$181,966/mo (50% DSR)
Upfront cash ≈ HK$12.55M (deposit + AVD stamp duty HK$1,205,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,523
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,339
−HK$2,861/mo
Today · 4.125%
HK$96,200
baseline
▲ 0.50% · 4.625%
HK$102,054
+HK$5,854/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$192,400/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,706
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,407
−HK$2,740/mo
Today · 4.125%
HK$106,147
baseline
▲ 0.50% · 4.625%
HK$111,742
+HK$5,595/mo
Deposit HK$8.51M · loan HK$19.85M · min. income ≈ HK$212,294/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$1,205,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,387
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,008
−HK$3,678/mo
Today · 4.125%
HK$123,686
baseline
▲ 0.50% · 4.625%
HK$131,212
+HK$7,526/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$247,372/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,480
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,952
−HK$3,523/mo
Today · 4.125%
HK$136,475
baseline
▲ 0.50% · 4.625%
HK$143,669
+HK$7,194/mo
Deposit HK$2.84M · loan HK$25.52M · min. income ≈ HK$272,950/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$1,205,142 · Scale 2, in force from 26 Feb 2026)